Andrew Coleman

The best offshore savings accounts for US expats in 2026 are usually FATCA-compliant instant-access, notice, or fixed-term accounts in stable jurisdictions such as Guernsey, the Isle of Man, Singapore, Luxembourg, and Gibraltar. Rates may range from about 3.5%–5.5% APY on selected products, but the FBAR threshold is $10,000. ...

RSUs are taxed as ordinary income at vesting – federal rates up to 37%, plus 7.6...

Expat health insurance is a type of private medical cover for people living abroad for an extended period. According to William Russell's 2026 pricing data, the average pre...

Most J-2 visa holders have a US filing obligation, even when they earned no income. What you file depends on two things: whether you had US-source income, and whether you are still a nonresident alien for tax purposes. The two often get conflated, and that is where most filing errors begin. This article covers when a J-2 visa tax return...

US persons with ownership, contributions, or reportable changes in a foreign partnership must generally attach Form 8865 to their income tax, partnership, or exempt organization return. If no such return is required, Form 8865 is filed separately by the date the return would otherwise be due. Form 8865 is informational, but penalties va...

Puerto Rico is a US territory with its own tax system, which makes the answer different from the 50 states. For the 2026 filing season, based on 2025 income, bona fide residents can usually exclude Puerto Rico-source income from US ...